We’ve identified the top 10 credit cards above to help you find the best deal. Finding the right credit card for you depends on how you plan to use your card.

If you have an outstanding balance on one or more credit cards you’ll want to choose the card which allows balance transfers at 0% for the longest amount of time. That way you pay the minimum interest, allowing you to reduce what you owe.

If you usually pay off your credit card balance each month then focus on rewards, such as a credit card which offers air miles for each pound spent.

If you’re a big spender consider choosing a cashback credit card, such as the American Express Platinum card. Alternatively, if you travel frequently then it may be beneficial to go for the British Airways American Express card or the Virgin Atlantic credit card.

Finally, do have a bad credit rating? If you do then an excellent choice would be the Vanquis credit card as they accept those who have had CCJs or credit problems in the past.